Loan Origination & Approvals

Seamless Loan Processing from Application to Disbursement

Our loan application and approval solution streamlines the entire loan lifecycle—from initial application and credit checks to approval routing and disbursement—enhancing both speed and accuracy in your lending operations.

The Problem

Traditional loan processing involves lengthy paperwork, manual credit checks, and delayed approvals, leading to customer frustration and lost opportunities. Without automation, managing credit risk profiles, approvals, and compliance is inefficient and error-prone.

  • Provide intuitive digital forms that capture all required customer information and automate submission
  • Integrate with credit bureaus for real-time credit report retrieval and scoring within the application process
  • Implement custom credit risk profiling that automatically calculates an internal score based on customer responses
  • Automate approval workflows with routing rules tailored to loan type, amount, and approval levels
  • Include document checklists and deferral tracking to manage incomplete applications and streamline follow-up processes
  • Seamlessly integrate with your core banking system to handle loan postings, manage tranche disbursements, and update customer accounts
  • Simplify loan applications with easy-to-use digital forms and seamless integration with credit agencies for instant reports
  • Automate custom credit risk profiling to assign internal credit scores based on customer data
  • Improve approval efficiency by routing requests to the right decision-makers based on loan type and amount
  • Support document checklists and deferral processes for customers who need to provide additional information
  • Ensure smooth disbursement by integrating directly with your core banking system for loan postings and tranche management

"The industry knowledge that dipoleDIAMOND has is key. It's evident as to how they contributed majorly to the success of big players like GT Bank and Access Bank in terms of automation. Their delivery is speedy and cost effective."
~ Eshi Momoh, Coronation Merchant Bank

Our Guarantee

Our work is only done when we deliver what we promised you!